Indicative
Present Indefinite
I owe
you owe
he/she/it owes
we owe
you owe
they owe
Present Continuous
I am owing
you are owing
he/she/it is owing
we are owing
you are owing
they are owing
Present Perfect
I have owed
you have owed
he/she/it has owed
we have owed
you have owed
they have owed
Present Perfect Continuous
I have been owing
you have been owing
he/she/it has been owing
we have been owing
you have been owing
they have been owing
Past Indefinite
I owed
you owed
he/she/it owed
we owed
you owed
they owed
Past Continuous
I was owing
you were owing
he/she/it was owing
we were owing
you were owing
they were owing
Past Perfect
I had owed
you had owed
he/she/it had owed
we had owed
you had owed
they had owed
Past Perfect Continuous
I had been owing
you had been owing
he/she/it had been owing
we had been owing
you had been owing
they had been owing
Future Indefinite
I will owe
you will owe
he/she/it will owe
we will owe
you will owe
they will owe
Future Continuous
I will be owing
you will be owing
he/she/it will be owing
we will be owing
you will be owing
they will be owing
Future Perfect
I will have owed
you will have owed
he/she/it will have owed
we will have owed
you will have owed
they will have owed
Future Perfect Continuous
I will have been owing
you will have been owing
he/she/it will have been owing
we will have been owing
you will have been owing
they will have been owing
Conditional
Conditional Present
I would owe
you would owe
he/she/it would owe
we would owe
you would owe
they would owe
Conditional Present Continuous
I would be owing
you would be owing
he/she/it would be owing
we would be owing
you would be owing
they would be owing
Conditional Perfect
I would have owed
you would have owed
he/she/it would have owed
we would have owed
you would have owed
they would have owed
Conditional Perfect Continuous
I would have been owing
you would have been owing
he/she/it would have been owing
we would have been owing
you would have been owing
they would have been owing
